Depending on where is was, or how bad the flood was, the signs will change. The usual signs are an odor, usually pretty bad on the inside, especially from the upholstery. If the water had salt in it,...
You can get a car loan, but will have to put down a very hefty down payment - sometimes as much as 50% of the value of the car. Small finance companies are more likely to help you out with that, but...