Generally you may redeposit the check a second time. Unfortunately, many banks today automatically reprocess the check a second time, (because they want to create double the fees), before you even know it was deposited once. Check to see if the check is marked by a stamp on the check that it should not be redeposited.
The good news is that you can always bring the check into the bank and try and cash the check manually! If there is not enough funds to cover you can come back another time. Many states impose stiff penalties for bad checks and you can often bring the check into the Attorney General's office and they will collect it for you (call first to make sure this is the correct office to bring it to).
You even have another option (although very sneaky), ask the teller how far off the balance is from being able to cover the check, in other words if you are holding a $1,000 check and there is only $997 in the account, you would be allowed to make a deposit of $3 and then withdraw the full amount!!! Good luck.
The bank will hold you responsible for the bounced check. But you can sue the person who wrote you the check that bounced for the check amount and for the resulting penalties and your court costs.
Nothing
This means the bank has bounced a check that was deposited.
You contact the person or business you wrote the bad check to and you take the money to them and pick up your bad check.
You need to get with your bank to see if they paid your checks or not. If they sent them back to the person who deposited the checks that you made out to them they will be at that person's office or business. You will receive a charge from your bank for bouncing the check and you will also get a bill from who you wrote the check to so you can pick up the bounced check. Some businesses don't keep their bounced checks they turn them over to a collection agency and then they will contact you. Hope this helps.
A bounced check is one that is "Returned for insufficient funds"
No. A bounced check is not a theft but a felony. If a person issues a check that bounces, he/she can be legally prosecuted by the person who did not get paid because of the check bounce. The bank too would charge a fine for issuing a check that bounced.
Yes, bounced check charges can be deducted, and no, they can't. As one of the expenses of doing business, businesses can deduct bounced check charges for checks bounced by customers. But as an individual, it isn't possible to deduct charges that are assessed by businesses and banks for bounced checks. According to the tax code, you can't receive a tax benefit from an illegal activity, and bounced checks are considered illegal.
The bank will hold you responsible for the bounced check. But you can sue the person who wrote you the check that bounced for the check amount and for the resulting penalties and your court costs.
There is no jail time for 12,000 bounced checks if your a Congressman.
Nothing
Nothing
There are repercussions to a check cashing place if charges are made for a bounced check as long as the person making the bounced check knows that there aren't funds available for immediate use. If you are writing a check, you're liable for charges if the money isn't in the account at the time of the check cashing.
Depends on the amount
Yes.
Rubber, or bounced.
Yes.