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You can, however check the policy provisions to make sure that one does not off set the other should you go out on claim.

For information, resources and related links go The National Council On Disability (NCD)

Yes. Signing up for or applying for a disability insurance policy is basically the same as asking the insurance company to make you an offer for coverage. There is nothing that says you are not able to apply to multiple companies at the same time. In fact, in some cases it is a good idea to apply with multiple carrier so that you can see which company offers you a better policy and price.

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βˆ™ 14y ago
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βˆ™ 14y ago

Many disability insurance plans have limits on what they pay. The limits may be based upon a percentage of income, and/or a fixed monthly benefit amount.

Higher income workers sometimes have more than one policy, as any one policy may not replace an adequate amount of income. Each insurer will ask questions about existing policy coverage in order to prevent over insurance.

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βˆ™ 14y ago

You can file a claim with both, but you may not be paid twice.

State disability programs typically pay benefits for only 6 or 12 months, then the benefits end. Social security has a five month waiting period before benefits begin.

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βˆ™ 12y ago

Yes, if the conditions are met, and both insurance policies are in force, you can receive benefits from multiple disability insurance policies.

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Q: Can you have multiple disability insurance?
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