Can you still talk to the credit card company directly for paying off an unpaid debt or do you have to talk to the debt collection company?

In: Credit and Debit Cards

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Once the debt. has been charged off and sold to a outside collection source you must talk to them.

First answer by Witcheswheel. Last edit by Witcheswheel. Contributor trust: 234 [recommend contributor]. Question popularity: 10 [recommend question]

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How long can credit card dept follow aperson? Can you still talk to the credit card company direct for paying off a unpaid dept or do you have to talk to the dept collection company?