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Can you sue an uninsured person in an auto accident if they were at fault for your deductible and doctor bills?
Wiki User
∙ 12y ago
you can sue anybody for anything . the magic question is can you win , if you do can you collect and will it cost less to win than the settlement will beThe answers of course depend on the situation, however if they have no insurance they may be professional deadbeats in which a judgment wouldn't mean much , however if they have a job - go for wage garnishment , put a lien on their house car etc or any other property they own. If the vehicle is owned by someone other that the driver sue them too . You may need an atty on this one. aGood luck
Wiki User
∙ 12y ago
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What happens if someone has an accident in an uninsured car that is not theirs?
The uninsured part would mean that the person or persons responsible would have to pay for it. If they have an accident in someone elses car they will probably be questioned in court.
What happens if an uninsured person has an auto accident?
As you failed to tke a insurance, you will have to pay from your pocket entirely.
Who is liable if an uninsured driver borrows a car and causes an accident?
unless the person stole it then the owner is responsible. the uninsured person might be covered under the owners policy as extra driver though.
What is uninsured vehicle coverage?
Uninsured motorist coverage provides insurance coverage when you are hit by a person who has no insurance coverage. You uninsured motorist coverage will take the place of the insurance that the other person did not have and will cover your damages just like theirs should have if they had it. The only difference is that you will have a small deductible for property damage coverage.
Do you always pay deductible if your car got hit in your driveway during the night and you don't know who hit you?
Yes, this would be covered with your uninsured motorists coverage and all uninsured motorists sections have a deductible of at least $250 or higher for the property damage section of the UM coverage. If later on the person admits or some way it is discovered who hit the car, then you would get your deductible back when you company was reimbursed by the person or their insurance company.
If you are not at fault and the police report and witnesses prove this do you still pay your deductible?
You do not have to pay the deductible if the other person's insurance is paying the claim. If you put the claim through your insurance, and do not have uninsured, underinsured motorist protection then you will have to pay the deductible regardless of who's at fault.
What kind of insurance pays for a car accident you are in if the other person involved has no insurance?
Uninsured motorist coverage
If you are at fault for an accident and then find out you are uninsured but willing to pay What is next?
Bad news. If you are uninsured, do not have an accident. If you can manage to pay the other person for the damages in an arrangement that is satisfactory to both of you, then you could be off the hook. Otherwise, you are looking at some major trouble.
You had an accident with a person covered by uninsured motorist how can you get your car fixed?
There is nothing much you can do if you are involved in accident with an uninsured car. There are reason why the other person do not get insurance as it could be because of his economic problems. A recent study showed that there are huge number of people in US who do not contain their auto or car insurance.
What should an uninsured person do to get medical insurance or assistance after a dirt bike accident which he still needs medical care and surgery resulting from that accident?
Try Medicaid
What should you do if the person that hit you didn't have insurance?
The first thing to do is contact the police and get a police report. Because the person that hit you has no insurance, you need to report the accident to your insurance company. Your policy should have uninsured coverage and that coverage would cover you for medical and liability if you are injured. You would need to go under your policy to have your car fixed and pay your deductible. Your insurance company will then litigate for all moneys spent and try to recover from the uninsured party. They will also try to recover your deductible. Each state is different and you will need to discuss with your insurance agent.
If you an uninsured motorist were involved in an accident that wasn't my fault will the guilty party's insurance pay for a rental car for you?
Your question is confusing. The way I read it, the one that caused the accident was uninsured, so how can that person's insurance company pay for your rental car? He has no insurance company.
