No you may not. The insured must sign the application and in most cases be subject to a paramed exam based on the amount of insurance requested. The one exception to this rule is an individual may purchase some life insurance thru work (if available) up to a certain limit for their family members without their signatures or knowledge. People buy life insurance for 3 reasons. Love, character or a divorce decree. If your spouse is a person of character and if he/she loves you, they will sign on the dotted line. 4lifeguild
Not a life insurance policy....The insured party would be considered the policy owner therefore it could not be issued without their knowledge & consent.
yes they can
Yes, a spouse can cash out their own life insurance policy in most cases. There may be some restrictions within the initial policy so this is an individual case basis.
ABSOLUTELY NOT. You cannot insure a vehicle that you do not own on your insurance policy no matter what kind of coverage you have. Your insurance policy will not pay anything even if you have added the vehicle on your policy without their knowledge.
It is unlikely that any policy can be 'done' to a child. However if you mean take out an insurance policy then certainly. Anyone can do so with or without the fathers permission.
Generally, the owner of the policy has the right to choose their beneficiary.
Although you can buy a life insurance policy on your uncle if you have a legitimate insurable interest, the insured is normally required to complete an application.
No. You must have the signature of the insured person.
Only if he is agreeable to allowing you to purchase the policy. He would be required to sign the application as the proposed insured and you would sign as the owner if you plan to keep the policy yourself. You cannot take out an insurance policy on someone without their knowledge and there must be an insurable interest.
Your husband cannot legally obtain life insurance on you without your knowledge. And most companies require at least a cursory physical before agreeing to insure someone.
Yes, the person is an adult and if the accident was his fault is responsible regardless of the status of the insurance coverage.
Does it matter who signs the check to pay for a policy, either the insured or the beneficiary for tax purposes.
spouse did not know name was on policy or that the other name was removed without knowledge