Can you use your parents' insurance policy to cover a car that's in your name?

Answer:

Insurance Coverage on a Parents policy?

Yes, So long as you are also listed by name as a covered driver on your parents Policy and your parents have an insurable interest in your vehicle.

If you are a minor or a dependent still living at home then you might be able to get insurance cheaper through your parents than you could seperately.

You "by name" would need to be added along with your vehicle to your parents policy to be an insured driver.

If your trying to get insurance while hiding the fact that your a driver, that is a well known form of Insurance Fraud by concealment. It's a Felony and you would not be covered.
 

Insurance policies

I know if your under a certain age you can. I have a car UNDER MY NAME, and it's under my parents insurance. I think it might be 21 or 23 where that stops. It is NOT 18.
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Contributor: Neila222
First answer by ID0403619008. Last edit by Insurance Plus. Contributor trust: 615 [recommend contributor recommended]. Question popularity: 272 [recommend question].