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Can your health insurance company force your spouse to take her employer's health plan as primary instead of yours?
Wiki User
∙ 17y ago
Yes, under the standard Coordination of Benefits provisions contained within Group Health Plans, the "rules" to determine which coverage pays first (primary) are clearly stated. Also, a plan can contain a provision that states if a spouse is eligible for coverage as an employee and chooses not to take that coverage, the other plan can deduct the amounts the other plan would have provided (even if the spouse did not elect the coverage).
Wiki User
∙ 17y ago
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Will secondary insurance pay claim if primary insurance is provided by the same insurance company?
yes, they will treat it as if the primary was a different company. You pay two premiums. If they do not, contact the DOI.
What is the primary reason for employers to purchase insurance plans to provide health benefits to their employees?
To remain competitive with other employers for good employees.
Can the secondary insurance provider deny a claim that was not filed with the primary insurance provider first?
Let me tell you what happend to me. I hope that this helps. I used to be covered by two insurance companies. My primary insurance company was through the company that I worked with. My secondary was with the company that my husband works with. When a claim was filed with my secondary insurance company they wanted to know how much my primary insurance company paid for and until then they would not pay anything. So I had to submit to my primary insurance company and once they paid some then the secondary would. I hope that this helped:) * Yes. A claim must always be made with the primary insurer first.
Does secondary insurance cover or pay copays of primary insurance?
The secondary insurance cover both pays and co-pays of the primary insurance depending with the insurance company.
Does your primary doctor perform the physical for life insurance?
It can be your primary doctor or a doctor that the life insurance company chooses.
Can I have the payout on my recently deceased husbands life insurance policy go directly to our adult children who are the secondary beneficiaries instead of to me who is the primary beneficiary?
Yes, you can decline the benefit. Speak to the insurance company about how.
Secondary insurance with same company as primary?
What is the question
Which insurance company provides the best primary insurance?
Primary insurance agency, these people will take care of you and it's not pricey and they are willing to work with anyone's budget. www.primaryinsuranceagency.com
Can an insurance company reveal medical issues of a spouse to the primary holder?
no
Is there any law in PA that says you must use your insurance instead of your spouse's as your primary?
Yes. Whose birthday comes first in the year is the primary insurance policy.
Can an employer force an employee to use their company health insurance as the employee's primary insurance when the employee already has very good insurance?
No, They can not
Will insurance pay contingent if primary beneficiary is in jail?
It's a very delicate question. In my opinion, Insurance Company will pay the next legal heir and waiting for the primary beneficiary to come out from jail is impractical. Contingent payment is the total discretion of the Insurance Company.
