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If there is an outstanding balance regarding the original loan amount after the vehicle is sold at public auction the lender can file civil suit against the borrower/debtor. If the lender is awarded a judgment it can be executed as a wage garnisment or other methods of recovery of monies owed as allowed by the laws of the state.

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Q: Can your income be garnished for a vehicle repossession in Mississippi?
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Can disability income be garnished for a repossession?

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