Can your insurance deny claim for damages resulting from you hitting the parked car of your coworker in the parking lot of a federal agency where you work?

Answer

I am going to make some assumptions here.

I will assume you are talking about privately owned vehicles, both yours and the co-workers. I will also assume that the parking lot is provided for employees by this agency, and is considered the 'employee parking lot'. I will further assume that, since you indicated 'parked car', this vehicle was not moving at all at the time that you struck it.

If these assumptions are true, I cannot think of any reason your company should deny payment of damages to your coworker's vehicle.

As my questions hint, there could be problems if the vehicle you are driving is a federal/employer vehicle and you were in the course of employment, thereby 'benefiting' your employer.

Do you want to share any additional information?

• If im speeding and have an accident will my insurance company pay?
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