Doubt it. Contact policy services for your company, or your states dept. of insurance.
Strict liability, minumum standard of care, and state sponsored insurance
Tort liability system is divided into two kinds of fault liability and strict liability, tort liability system in which fault tort liability system is the foundation and core. Fault tort liability system involves all aspects of social life, the paper only fault tort liability system has made some important research.
Absolutely. And if the school system has anyone with intelligence they will require you to provide them with proof of such coverage in the same amount equal to their liability coverage amount. If this is a one time thing you can purchase a liability policy called special event coverage.
No. Some states will have a system that allows for you to tell if they meet the State minimum insurance requirement or not and that's all. Limits of liability coverage and other coverages are not provided.
Decennial insurance, also known as latent defects insurance, is a type of insurance policy that covers structural defects in a building for a period of ten years after construction is completed. It protects against the financial consequences of defects that may compromise the integrity or stability of a structure. It is commonly required in some countries to protect against long-term construction risks.
Having an alarm security reduces the risk of one's home being broken into. Also, insurance companies will lower people's premiums if their homes have security systems installed.
You would need property coverage and building personal property coverage specific to your industry. Being a florist, you have to account for what happens if the cooling system goes down and you lose your inventory. If you have clients coming into your location you need general liability insurance as well. Feel free to contact me at sjolton@bbandt.com to discuss further and/or get a quote.
The Lymphatic system acts as "insurance" for the circulatory system.
Yes and no. Canada's medical system is free only in that if you need medical attention, you will get it, regardless of your ability to pay, but only up to minimum standards. The public medical insurance system is administrated by the Provincial Governments, each with their own system. Some provinces have monthly premiums and some don't, but all are publicly funded and, therefore, NOT free. Canadian medical services are publicly funded by tax dollars, sometimes with the subsidy of publicly paid premiums. Most or all Provinces have provisions, however, for reduced or zero dollar medical premiums for citizens who are able to prove an inability to pay.
It is not likely that your policy will cover the cost of installation of a security system. Do check your policy or contact your agent. Homeowner's policies are often discounted if the home has a security system, so check on that, too, about the possible savings on your premiums.
Brinks Home Security can only be installed in homes that are owned by the person living in them. If you are interested in having a security system installed, talking with your landlord is going to be your best bet. They may not want the work done, but it may also reduce their insurance premiums.
Insurance premiums are probably not capable of being done by hand any more at least with most insurance companies. Rating systems have become so complex with so many factors involved, that calculation by hand is impossible. I remember a time when we did have to do this by hand when I first got into the insurance business. Now we rate 10 companies at one time in a matter of seconds and sour system lines the up from lowest to highest.