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the only way that a bank would deny you cash is because they don't have any with them. when you give your money to the bank, it doesnt just stay there. the banks take your money and invest it in a stock that they deem worthy. that's how banks make money. however, if the stock tanks or every suddenly demands cash at the same time for some reason, the bank may become bankrupt and that money will disappear. this is when the government gives it a bailout.

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Q: Could a bank freeze your account and hold your money?
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