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Did commercial general liability insurance replace comprehensive general liability insurance?

Answer:

There is no such thing as a "comprehensive" general liability policy. It is "commercial" to differentiate it from personal-lines coverage. It is commercial general liability policy, or CGL; a generally standard group of coverages, exclusions, limits. This is different than a manafest policy where commercial coverages are added in a customized fashion.

A comprehensive policy would be one where a business owner (BOP) might purchase with a pre-set group of coverages, exclusions, and limits.

Thanks

Actually, the term "Comprehensive General Liability" was replaced in 1986 with the term "Commercial General Liability." They are essentially the same policies.

First answer by ID1074051832. Last edit by Caseynj. Contributor trust: 0 [recommend contributor ]. Question popularity: 2 [recommend question].

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