0
Yes, Disability insurance would cover hip replacement, as long as it is not excluded in your individual policy, or accounted as a pre-existing condition during your first year of being on a group policy.
The question really is how long you will be unable to work for during and after the hip replacement. Most Long-Term Disability policies will only begin paying benefits after a 90-day elimination period. IF you are unable to work for 5 months, this will end up providing you with benefits for the last 2 months of your claim. Short-Term Disability insurance normally begins paying benefits after 7 or 14 days and will continue to pay for 3 or 6 months. Short Term disability may be more helpful for someone in this situation, depending on the amount of time spent away from work.
Wiki User
∙ 14y ago
Add your answer:
Earn +20 pts
What is covered by disability insurance?
Disability insurance covers any impairment that is previously unknown to the beneficiary. However, the beneficiary only provides partial wage replacement to workers who are unable to work due to their disability.
What type of insurance replaces income if you have a lng-term illness or injury and cannot work?
Disability Insurance is what is referred to as income replacement coverage.
Can you collect some kind of disability while out of work during recovery from a knee replacement if you have no disability insurance of your own or through work and 55 years old?
Not unless your disability is expected to last one year or longer. You can try to apply for Social Security disability, because you won't qualify for individual or workplace disability insurance while disabled.
Purchase Disability Insurance?
form_title=Purchase Disability Insurance form_header=If you're suffering from a disability, insurance can help pay for bills and other needs. Have you received disability insurance in the past?= () Yes () No Does your employer offer disability insurance?= () Yes () No How quickly, and for how long, do you need disability insurance?=_
Disability Insurance?
form_title=Disability Insurance form_header=Disability insurance will protect your income when you are unable to. Get a policy that will provide security for financial future. Do you currently have any disabilities?= () Yes () No Do you currently have any type of disability insurance?= () Yes () No Who would you like to add as a beneficiary?=_
Where can a person get a comparison of disability insurance rates?
One can get a comparison of disability insurance rates on websites like Insurance Data, Disability can Happen, RBC Insurance, Termlife Insurance or SB Information.
What are the treatments for hip dysplasia?
Hip resurfacing or total hip replacement
Where is the best place to live if you have a disability?
You can live anywhere in the US and do well if you have a disability. Depending on the disability, you can get disability insurance. Disability insurance is figured by your work history and if you get approved.
Need hip replacement no insurance what can you do for the pain?
Acupuncture and chiropractor and massages could do wonders for not only hip pain but for all kinds of bodily pain, yoga is a very good free substitute.
Can you apply for a disability insurance if you have cancer?
Yes, if you are unable to work. ANSWER: Actually, if you are currently UNABLE to work, you can NOT apply for disability INSURANCE. You have to be actively at work to get insurance for disability.
Best Hip replacement surgeons in Chennai?
Hip Replacement or hip arthroplasty is a surgical procedure to treat the damaged portion of the hip. A person who performs this procedure by making certain incisions to remove the damaged part of the hip and replacing them with prosthetic implants is a Hip Replacement surgeon.
Would i be too young at sixty six for a hip replacement?
If you need a hip replacement, then age is not an issue.
