Discussion on 'Do you have to pay off your credit cards if you are ...?'

(2) On July 06, 2007 at 04:11 am Zgzig8 [21] said:

Some of these answers refer to "getting away with it so far" as if there is something the credit card companies/debt collectors could actually do to someone who stopped repayment of a debt. In a hypothetical situation where there are no assets in existence, and no employment where money could be taken from your salary, even if a person remains in the US, there is still NOTHING anyone can do to you even if they know where you are, apart from harrass you by phone and mail. Obviously your credit would be non existent for several years. Provided no fraud was committed (lies on application form for credit etc.), no crime has been committed. There is no debtors jail, the police aren't going to come knocking on your door, you won't get stopped at the airport upon re-entering the country. It's unsecured debt, that's the risk the credit card companies assume when they let you play with their plastic.

(1) On August 29, 2006 at 6:17 pm 71.235.193.144 said:

What if it's a small medical bill (<$300) and no social security number was given? Only passport number.

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