Do Car insurance co. notify medical clinics when the medical limit of coverage has been met?

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If you are carrying medical insurance is it necessary or wise to also get medical payments coverage as part of your auto insurance?

It is not required. Please keep in mind medical insurance on an auto policy only pays in the excess of what your work med doesnt pay. . It is a good idea to have the medical payments on your policy because it will also cover any passengers that are in your vehicle if they don't have health insuranc ( Full Answer )

Can an employer require you to show confirmation of medical coverage before you can drop your existing insurance?

Yes,The way this was explained to me by my companies H.R. Dept. was the fear the company has of being sued. Say you get a nasty divorce, separation or some thing along them lines and out of spite your husband or wife drops the family plan, then you or your child get injured and goes to the hospital ( Full Answer )

Does new medical insurance coverage automatically become the primary coverage?

No, I'm checking on the CA State Law, but haven't found it yet. Here's the research I found so far. From Blue Cross Administrators Manual Medicare is the primary payor for employees age 65 or older in employer groups with less than 20 employees When a group has fewer than 20 employees, Blue Cross is ( Full Answer )

What insurance company will provide medical coverage for a person with lupus?

The Affordable Care Act, if it is upheld by the courts, makes certain changes in the ability for insurers to exclude applicants from coverage based upon certain preexisting conditions. Normally, there are preexisting condition exclusions in private health insurance policies. These exist so as to al ( Full Answer )

Can a medical insurance company drop coverage in the middle of chemotherapy treatment for cancer?

No, is there something else going on, like not paying your premiums? Are they cancelling EVERYONE in your state? Did your employer stop paying the premiums? For more info see Did they drop your coverage or were only 30 treatments approved and the doctor "forgot" to ask for ( Full Answer )

Who pays the medical bill if you are involved in an accident where the at fault party is uninsured and you don't have uninsured motorist coverage but you do have medical insurance?

This is a great question. My husband was hit by a car while on his motorcycle last June. He DID NOT have uninsured motorist on his bike and the woman had no insurance at all, so unfortunately we could not go after her for any money. He was in the hospital for one month, 8 surgeries and is still unab ( Full Answer )

How do medical insurances coordinate payments if you have coverage from two companies?

Answer . \nMost of them require a coordination of benefits form to be filled out before paying claims. Typically only one policy pays. You would have to talk with the companies in question to find out their rules. In the case of children it can be a challenge, the rule that my company went wi ( Full Answer )

How does homeowners insurance medical payment coverage work?

the actual MEDICAL PAYMENTS coverage works like this (in MO, and most states that i am aware of)..........someone is hurt on your property thru NO negligence of your own.....(ie i just trip and fall for no reason, I'm a clutz-have even seen it pay for poison ivy contracted on a property).....medpa ( Full Answer )

Do you really need ununderinsured motorist coverage if your collision coverage covers the car damage and separate medical insurance covers injury treatment?

Underinsured motorist coverage protects YOU against the other driver not having enough coverage to handle your losses. Say they are at fault and carry 15/30/10 (the minimum in most states, but even 25/50/20 if you want) - that means any one person they injure is covered for 15K a total of 3 ( Full Answer )

What can you do about medical bills when you have no medical insurance?

This is a common plight amongst many citizens in the US. There are various agencies (local and state) that provide limited medical benefits to those who are truly 'needy' or 'homeless'. The other things to do is contact the place where the medical bills have racked up and talk to them about how y ( Full Answer )

Is there medical insurance coverage available for ivf after a tubaligation done 6 years ago?

14 states mandate coverage for employers with more than 50 employees: AR, CA, CT, HI, IL, MD, MT, NJ, NY, OH, RI, TX, WV. If you live in one of these states, and work for an employer with more than 50 employees you may be covered. If not there are other options. You can pay using pre-tax dollars ( Full Answer )

Will personal medical insurance or car insurance pay medical expenses in an auto accident?

Your choice, depending on which coverage is better. Try the auto insurance first. but remember, their job is to minimize costs, and sometimes you have to go where they send you. they may have limits depending on the policy and state laws. your medical coverage is designed to cut costs by keeping you ( Full Answer )

What is the definition of primary coverage in regard to medical insurance?

Often, a person will have "primary" insurance and "secondary" insurance. For example, if you have insurance through your job, and your husband has insurance through his job, then your primary insurance will be the one through your job, and your secondary insurance will be the one through your husban ( Full Answer )

What is the benefit of having uninsured motorist coverage and medical payments on your auto insurance policy?

The benefit of having uninsured/underinsured motorist coverage is that almost 20% of us drive around with no insurance. There's also a good percentage of high risk drivers with minimum coverage running around. That's quite a pool of drivers we're up against every day. You want to be able to cover yo ( Full Answer )

Can a medical insurance deny coverage because you have ms?

I write policies for BlueCross Blueshield of Florida and Multiple Sclerosis is one of the medical conditions that will render you ineligible for coverage. Check with specific companies in your state to be sure. Be up front with the agent to save yourself the time of going through the application pro ( Full Answer )

What is the time limit for medical insurance claims in Washington state?

The statute of limitations for filing a claim in most states is 4 years. It is best to file claims expeditiously after incurring medical bills so that all of the information more readily available. Also, their is sometimes disagreement (based on districts) on what event triggers the commencement of ( Full Answer )

How much medical payment auto insurance coverage is right?

This question is very tough to answer well. I know in PA medical from auto insurance is the first source used to cover a medical expense. If you have a decent health insurance plan this can provide coverage over top of the medical from your auto.. However,as the deductibles on health care are incre ( Full Answer )

Can your medical insurance drop your coverage in the middle of an ongoing medical problem?

Answer I might need more details to answer this. Most policies will continue to pay hospital claims if you are inpatient prior to your policy cancelling. Other than that I would say yes unless your question is more about specific approvals. We can for example stop paying for chemotherapy if you e ( Full Answer )

If you don't have a pcp or insurance can a walk in clinic prescribe migraine medications for recurring migraines?

Most "walk-in clinics" are privately owned/operated and may refuse service to those without insurance or the ability to pay for the visit. Scrupulous providers will likely give a small, one-time prescription, depending on the type of medication requested. In turn they will provide the patient with ( Full Answer )

What is first dollar medical coverage?

First dollar coverage in health insurance means that your insurance covers health care expenses without copayments or deductibles having to be paid first.

How much medical payment home insurance coverage is right?

The right amount would be Zero, It doesn't make much sense to pay extra for medical coverage on ahome insurance policy when that's already covered under yourmedical insurance policy. Ever heard of Double-coverge? It's illegal to get paid for the sameloss twice anyway. Adding Medical coverage on a ( Full Answer )

Where can you find cheap medical insurance with basic coverage?

There are many sites that can help you decide which coverage works best for you in your price range. You can enter in your information and the price you are willing to pay, what kind of coverage you are looking for and you will be directed to a list of providers. HumanaOne is a good company that wor ( Full Answer )

What happens if medical expenses exceed auto insurance coverage after an auto accident?

1. Most states have a requirement that a registrant of an auto maintain "personal injury protection" (PIP) coverage (altho the name may be different). This is the essence of so-called no-fault auto insurance. Essentially, it pays a percentage of the insured's own medical bills and lost wages, up to ( Full Answer )

Can a medical insurance company drop coverage for a group?

Yes. A group policy is not much different from an individual policy when it comes to cancellations. If the group misses payments or no longer meets the underwriting guidelines the policy can be cancelled or non renewed per local regulations and contract terms.

When does the non-custodial parent's medical insurance coverage stop for a child of divorced parents?

It would depend on why it stopped. If the non-custodial parent lost his or her job and their medical insurance along with it, the courts may not expect the unemployed parent to maintain medical insurance if doing so would be financially impossible. However, child support would continue as all states ( Full Answer )

How is insurance coverage different for a medical clinic visit?

In Canada, medical insurance should be accepted at both a hospital and a medical clinic provided the patient has their insurance card.In the USA, patients will typically pay a flat rate co-pay for a medical clinic visit (as compared to a percentage of the bill at an E.R.)

Where can one get medical coverage in Texas?

Medical coverage in Texas can be obtained from several sources that include: Allstate Insurance, American Republic Insurance, American National Life Insurance of Texas and Assurity Life Insurance. These are only a few available insurance sources.

Does collision coverage insurance pay medical bills?

No. Collision coverage pays for the physical damage to your own car, subject to any deductible. Medicals are paid by a separate coverage-sometimes called Personal Injury Protection, but it may be called by a different name depending upon the State involved. It is what is generically called No Fau ( Full Answer )