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If you are going to be licensed in the state and by local government they you will be required to carry minimum liability insurance and a surety bond. If you are only going to work for individuals with residential house then if you are not insured then you just take the risk of getting sued in the event something goes wrong. However, if you are looking for commercial jobs most of those customers are going to require you to be licensed and insured by contract most likely. Your state insurance department is your best resource for insurance-related questions and concerns. Find information on insurance companies and agents, rate quotes and comparisons, insurance buying tips, claims filing information and much more!

State Insurance Department websites: http://www.naic.org/state_web_map.htm

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Q: Do I need liability insurance for a cleaning service in South Carolina?
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Where can you get insurance on a cleaning service?

It's called business liability insurance, and most insurance companies offer it. Just look up a trusted insurance company and give them a call. Your state insurance department is your best resource for insurance-related questions and concerns. Find information on insurance companies and agents, rate quotes and comparisons, insurance buying tips, claims filing information and much more! State Insurance Department websites: http://www.naic.org/state_web_map.htm