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Some may but in general they are considered exposures to risk and will be excluded or your coverage may even be canceled. You will need to speak with an agent or agencies in order to find a company that will accept a trampoline risk.
Wiki User
∙ 15y ago
Wiki User
∙ 9y agoTrampolines have become a big issue in the last few years with insurance companies. I currently do not know of any companies that will write a regular HO-3 home policy if they know you have a trampoline. All standardized homeowners applications ask the question if you have a trampoline or not. The reason for this is the amount if risk you have from children who are friends of your children coming over to your home and being injured on the trampoline. Injuries can be extremely large as may children have been killed, broken the necks and become paralyzed, and also received many other broken bones and smaller injuries. Attorneys have taken advantage of showing how negligent you were by allowing these children to play on the trampoline and causing these accidents. Jury awards can be extremely high and it has become a feeding frenzy. If you do not tell your insurance company the truth about owning a trampoline then coverage will most likely be denied and you will be left facing these legal costs, medical bills, and perhaps lifetime earnings for these children who were injured on what you thought was a normal outside toy for your child.
Wiki User
∙ 16y agoAlmost none will allow it. If you find one that will it will probably cost you more to add the coverage than the cost of your entire policy for your home. Trampolines have a near 100 percent accidental injury rate.
Wiki User
∙ 12y agoTypically Trampolines and resulting injuries are not covered under your homeowners insurance policies. Most companies automatically exclude coverage for damages and injuries arising from the ownership of a trampoline.
Most companies will also schedule your home insurance policy for cancellation if they discover that a trampoline is located on the property.
Wiki User
∙ 12y agoChubb & Safeco. Must be in a fenced yar.
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Does a state farm homeowners policy cover trampolines?
State Farm is one of the few insurance companies that will cover trampolines, but there might be an additional charge. You would definitely have to check the fine print of your individual policy to know for sure though. Make sure trampolines aren't excluded from your existing coverage and if they are call them and see if they'll cover it.
Does homeowners insurance cover foreclosure?
No. Homeowners Insurance does not cover the owners default on a mortgage note.
Does homeowners insurance cover your child damaging the neighbors vehicle?
No, Your homeowners insurance does not cover vehicle damage. That's what auto insurance is for.
Does homeowners insurance cover your mortgage if you are laid off?
No. This is not what homeowners insurance is for. Homeowners insurance is to pay for physical damage to your home and contents.
Does homeowners insurance cover sprinkler system?
Your homeowners insurance should cover damage to your sprinkler system if the cause of the damage is covered by your homeowners insurance policy such as fire, lightning, freezing of pipes, etc. Homeowners insurance is not a maintenance policy and will not cover mechanical failure of your system.
Does homeowners insurance cover hospital from a car accident?
No, Homeowners insurance is for the house. it does not cover cars or car accident claims.
Does homeowners' liability insurance cover personal injury on another property?
No, your Homeowners Insurance will not. Your Medical Insurance Will.
Will homeowners cover tire theft?
Homeowners insurance does not cover automobile nor there parts.
Will homeowners insurance cover removal of healthy trees?
No, Homeowners Insurance is Hazard Insurance it does not cover the costs of asthetics. That's landscaping or Lawn Maintenance.
Does my homeowners insurance cover a neighbors dog attacking my dog?
Not usually. The neighbor's homeowners insurance would cover it underneath their liability insurance.
Will homeowners insurance cover the damages to a uninsured vehicle on the property?
No, homeowners insurance excludes vehicles.
Does homeowners insurance cover vandalism to a visitors car in your driveway?
No. Homeowners Insurance does not coverage for automobiles.
