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20 seems awfully young to be making that sort of decision. In the US the age of marriage is in the mid-twenties and going up. People realize they are too young to make a commitment that young.
That may be true, but coming from an honest 20 year old you'll probably get a better answer. Knowing all my friends, and not to mention their friends, a lot of 20 year old guys are irresponsible and have one thing on their mind. Its pretty young for them to settle and pretty much all of them I know have messed it up by fooling around a little too much. But there are a few of us that are worth while and trust worthy that can keep it monogamous (no matter how big or little the urge to do the wrong thing) - It's just finding the right guy that actually has a level of control.