That's a question for a different forum. It depends on your parents and their ideals and ideology and income.
yes, the premium will be astrononic, and some insurance firms will not add children to the exsiting parents policy, they will only insure the teenager in their own right.
You can get a car insurance unless you will buy a car.
It sorta makes sense that you would own a car. If you do not own a car why would you want liability insurance?
Your own car insurance will only cover a rental car in some cases. It will depend on your current insurance plan. Either way, you can take out insurance for the rental car.
Yes you will need car insurance in Ohio, if you own a car. Car insurance is mandatory to ensure people are covered for damage, in the case of a car accident.
That really depends on the situation. Most car insurance companies allow parents to pay for their son's car insurance IF he is living together with his parents AND that the car is garaged with them. If his son is living independently with his own car and has his own home where he can garage his car, then he will be paying his own car insurance. Any wrecks resulting in claims or ticket points will be held against the parent's premium if he is merely included on their policy.
there is no age, you buy car insurance when you own a car
There are multiple insurance agencies in Montana that offer inexpensive car insurance. The following is a list of some of the most popular: Billings Car Insurance, Butte Car Insurance, Great Falls Car Insurance and Helena Car Insurance. Each of these car insurance companies has its own webpage that you can use to find the locations of the offices, and contact phone numbers.
If your name is not on the title, most insurance companies will decline to offer insurance.
you can put her on your insurance as a named driver
You do not need your own policy. In most states you are covered by the car owners insurance policy.
The most important thing is that the primary operator of the vehicle have insurance on the car. Do keep in mind that as the owner of the car you could be found liable for damage caused by your car, with that in mind you should request to be listed as an additional interest on the driver's insurance. This will allow you to be notified about changes/cancellations in the policy.