If it involves manipulations (chiropractic) or anything that could cause an accident in a patient, then yes...to be safe. Many don't have insurance at all. It is best to do a little survey of the...
You must be licensed before you can work as a physical therapist (except as an intern). In order to become licensed you must pass a comprehensive examination. That would imply that you are a physical...
Depends on where you are working. Most hospitals and nursing homes do offer insurance. Often you can buy additional insurance for families but it's very expensive.
The 2 types of insurance serve different purposes, although in one respect, there is some overlap. At its most basic, health insurance is intended to pay to or on behalf of the insured sums of money...