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Can your parents insurance cover you as a part time college student?
Wiki User
∙ 14y ago
Usually when you turn 23, 24 or 25, depending on what the contract says.
If you are on your parent's insurance and are going to college full time then you will be covered until you graduate. Once you graduate check with a local insurance agent to see about obtaining insurance for yourself the day after you graduate.
You generally have a small grace period (30 days is typical) after you graduate from college assuming you did not already reach some other qualifying event like age as referenced above or failure to maintain full-time status. Also, if your parents insurance is individual coverage and not group coverage, you may have that same 30 days to convert to your own individual coverage on the same plan without any medical underwriting at all. Basically you just tell them to move you to your own plan. Insurance companies don't like to tell you this because they want the opportunity to decide if they want to cover you or not. Check your parent's plan carefully for this guaranteed coverage option.
Wiki User
∙ 8y ago
Wiki User
∙ 15y agoCheck and see what the definition of full time student is - it may be say 8 units. You might also check with the Insurance Company - they may be liberal about a semester off here and there.
Wiki User
∙ 14y agoNo, you must be full-time and under 25.
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If you are a college student and on your parents insurance If you withdraw from a class and it puts you at under full time status 12 credit hours for the semester am you still covered on your parents?
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