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No but...how about 'almost' guaranteed issue coverage? I have plans with as little as one knock-out question and several with just a few disqualifiers. What state do you live in ans what is your issue?
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∙ 15y ago
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Can I be denied health insurance due to preexisting medical conditions if my job switches health insurance carriers?
No, because group insurance is normally guaranteed-issue, so they have to insurance no matter what conditions you have.
Can you be denied health insurance if you get on a group health insurance plan?
In California small group plans are guaranteed issue, which means you would not be denied. The HR person of his prospective employer would be able to tell you if they have a guaranteed issue plan.California has the Major Risk program too. If you live in another state, you can check their insurance programs online.
Why do companies offer health insurance benefits?
It's tax deductible, guaranteed issue and it attracts a better class of worker.
What is Guaranteed issue life insurance?
Guaranteed issue life insurance is life insurance that is guaranteed acceptance. That means if you apply you are guaranteed to be accepted for life insurance coverage. However, you usually have to be a certain, like 45-75. Also, the amount of coverage is not fully available until 1-2 years after you own the policy - this is called graded benefit life insurance.
What companies offer life insurance with no medical exam in Texas?
Guaranteed Health Insurance works with No Medical Exam they are at www.guaranteed-issue-health-insurance.com 5614 Haven Point Drive Houston, TX 77084 (561) 337-8908
Are you required to take a physical exam to purchase life insurance?
Not all insurance companies require a physical exam to issue life insurance. You can get up to $400,000 life insurance without a medical exam, depending on age and health issues. There are also guaranteed to issue policies, that will issue up to $35k - $50k even if the client has pre-existing conditions. These are called Final Expense life insurance.
Is there a life insurance plan for your grandfather He is 80yrs old?
Yes, though qualifying for a life insurance is often associated with various eligibility criteria, like, age, health conditions, etc. There is a product called Guaranteed Issue Life Insurance, which may be suitable for your grandfather, who is 80 yrs old.As the name rightly suggests, a guaranteed issue life insurance is a life insurance scheme that is said to be guaranteed for everyone, despite their health conditions or illnesses. In other words, you won't be disqualified for a life insurance policy on the grounds of health problems.These schemes are aimed at those, who fail to qualify for standard life insurance policies, due to a serious health conditions or old age.As per this scheme, there is no mandatory requirement of physical exam and you don't have to fill in the lengthy questionnaire regarding your health conditions. However, there are some terms and conditions attached to this life insurance policy that may be disadvantageous for the policy holder. So, it is very much necessary for you to understand the terms of such policies, before joining such schemes.
please define guaranteed acceptance life insurance?
This term means that you are guaranteed accepted for this insurance as long as you are able to keep the payments. There are no health questions are tests that needed to be done as with other standard life insurance.
What kind of premium can I expect to pay if I get guaranteed issue coverage?
Car insurence means you'll pay 1000 every six months. Health insurance means you'll pay 500 a month.
What types of insurance do accident and health insurance companies provide?
The accident and health line consists of the following categories: group, credit, collectively renewable, non-cancelable, guaranteed renewable, nonrenewable, and other individual health and accident lines. In 2014, health insurers in the US will not be able to deny coverage because of pre-existing conditions. Therefore, most policies will be "guarantee-issue."
How to Get Health Insurance Quotes After Being Diagnosed with Heart Disease?
As many consumers already know, health insurance providers are less likely to insure people with preexisting conditions. If you have been diagnosed with heart disease in the past, it may be extremely difficult to obtain health insurance quotes. After being denied coverage from several providers, you may want to apply for a guaranteed issue insurance policy. These policies are designed to cover consumers with preexisting conditions. The downside is that most guaranteed policies will not cover costs associated the condition for a certain period after purchasing the policy. Fortunately, once the wait period is up, the guaranteed policy will begin offering more complete coverage.
Are AIG annuities sound now and forever?
Depending on the state of issue, an AIG annuity contract is likely guaranteed by a Life & Health Insurance Guarantee Association. For more information, see http://www.nolhga.com/. If you have concerns about your personal annuity, contact your state's department of insurance.
