It is my understanding that the minor/permit holder does not have to go on their parents insurance, but is covered by their parents---they can not drive alone. You have to put them on your insurance within 30 days of them becoming licensed. Bottom line-- the parents insurance does not go up until the teen has their license. This sounds like a case of divorced Dad visits--- in which case the teen does not have to be listed on his Dad's insurance as a driver, because he does not reside with him. If Dad's is legal residence, he has to be listed. ( I live in Massachusetts, all the info I just gave came from experience.)
how do i get car insurance with just my learners permit?
no
Do not know what you mean by 'insurance loan'?
yes
Yes.
Allstate will not charge you for a driver with a learners permit for the first year.
No, the teeager is covered by the parent or whoever sign for them to get the permit.
student
You can but it will be expensive on Insurance
It is best to wait til you have your drivers license, I would check with your agent but you should be covered with the learners permit.
I would wait til you get your license.
No, for company insurance reasons