Do you have to call your insurance company if your car was not at fault?

Answer:

Answer

The terms of your Insurance Contract always require that you report an accident regardless of fault. This is because even though you do not consider yourself to be at fault, the other driver may report the accident to them anyway. Better to be safe than sorry.

First answer by Insurance Plus. Last edit by Insurance Plus. Contributor trust: 615 [recommend contributor recommended]. Question popularity: 4 [recommend question].