You must have insurance to operate a motor vehicle. Either the Learner can obtain Liability Insurance or The Owner of the vehicle you are learning to drive, can have you placed on their insurance policy. Being on a learners permit does not exclude you from financial responsibility requirements of the law. When the learner gets his permanent license and drives on their own the law requires that driver to be covered either as an addition to parent's policy or an individual policy. I have been through this three times with my three teenagers in the past three and a half years here in Texas. Go to Texas.gov website or call insurance agent.
how do i get car insurance with just my learners permit?
It is best to wait til you have your drivers license, I would check with your agent but you should be covered with the learners permit.
A Texas learners permit will last approximately one year. If the person is unable to obtain a drivers license, they will need to reapply for a new learners permit.
no
15
Do not know what you mean by 'insurance loan'?
yes
Yes.
You will have to have insurance on the vehicle to drive in Texas any way you go about it. Texas is a state that has mandatory insurance coverage. The owner of the vehicle needs to add you as a driver and give them your license information. Most insurance companies do not charge anyone additional premium for a person with a learners permit. I assume your laws are that you can only drive with a licensed driver in the vehicle whenever you drive.
Yes
Allstate will not charge you for a driver with a learners permit for the first year.
No, the teeager is covered by the parent or whoever sign for them to get the permit.