No. I had a friend who shared the car insurance with me and he used to live in another county.
Answer 1: yes, my sister is borrowing my car and she her own insurance on it.Answer 2: You can always get insurance as an additional driver on another person's car insurance policy. Isn't that how children in the house are added to their parent's car insurance policy?
It could be, especially if the person with the revoked license is involved in an accident because he cannot legally drive a vehicle and she committed insurance fraud by not telling her insurance company the spouse was in the household.
Their insurance would be primary and your insurance would be secondary, generally speaking.
Yes, so long as they are living together. If they are a household, then the two can have a combined auto insurance policy. Check with your agent for the specifics from your insurance carrier.
Auto insurance typically covers the car, not the driver. So, if you have insurance on your vehicle, but you drive another vehicle that doesn't have insurance, you are not protected by your policy if you have an accident in that other vehicle. However, if you have insurance on your vehicle, and you lend it to a driver (from another household) who does not have his or her own insurance, they will be covered by your policy while they are driving your car.
re: auto insurance, no; auto insurance is written on the vehicle, not on a person.
Auto insurance follows the vehicle so the policy that is covering the vehicle you are driving will provide the coverage.
No he have to listed as a second third or household driver for being cover by insurance
If you have had an accident with this person then his insurance information should be present on the accident report. If you have no claim on this person's auto insurance then it is not your business whether or not he has insurance.
A DUI will not, it will if the person is on your policy and may increase if that person cause an accident in your car.
Auto insurance companies will cover all adults in your household on any car that is driven by one or more adult in the household, no matter whose name is on the title. In fact, some insurance companies actually REQUIRE every household adult to be insured on any car for which even one household member seeks coverage.
Your insurance will have to pay regardless if the other person has insurance or not. You were at fault.