Do you have to pay both deductibles if you hit your own second car?

Insurance Dedutibles

It depends on your insurance company and coverage. After recieving a letter in the mail from 21st Insurance and reading through the paphlets enclosed, I have come to the understanding that some insurance companies offer a no-deductible service if your car and the other car involved are covered under the same company. Assuming the fact that both your cars are on the same insurance policy it would seem that if your insurance company offers this service you shouldn't have to. I recommend contacting your company and determing if this is a service they either offer or if you have to pay extra for it. Hope this information helped.

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