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Do you have to sign up for Medicare at age 65 if you are covered by a group health insurance?
Wiki User
∙ 14y ago
As far as I know, Medicare does not require you to sign up. However, your group health insurance will almost certainly require you to do so.
Wiki User
∙ 14y ago
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My son receives Social Security disability and Medicare. I also carry him as a dependent on my group health insurance through work. Which insurance (group health from my employer or Medicare) is his primary insurance?
Your job insurance is the primary. Usually medicare/disability comes first then others supplement.
How do you maintain health insurance coverage for your wife and son after you turn 65 and are eligible for Medicare?
Where you covered under an Employer Group or Individual Plan? If Employer Group - they would be eligible for COBRA - If Individual - then just tell the Insurance Company to take you off.
How do I know which health insurance is primary Medicare or a group plan at work This concerns my son who receives SS Disability and Medicare, but is also a dependent on my insurance through work.?
The best way to tell is to call your work-based health plan and ask them directly.
When is medicare disability prime over a group health plan?
As long as the only reason you are covered by Medicare is because of a disability and you haven't reached the minimum age Medicare requires to become eligible naturally, then the number of members in the group health plan will determine who is primary or secondary. Group plans with fewer than 100 members are considered to be "small" businesses and Medicare would be primary. Conversely, "large" businesses (more than 100 members) will be primary over Medicare. It doesn't matter whether the group plan is provided by you or your spouse. At the time you reach Medicare's required age to naturally become eligible with them, your case will be reviewed. At that point, the group size doesn't matter. If you have other coverage provided by you or your spouse, it will always be primary over Medicare. Medicare won't become primary until both you and your spouse have retired and are no longer covered by a group health plan. Medicare supplement plans are always secondary to Medicare, but then those aren't group health plans.
Can you carry primary insurance after you retire and go on medicare?
In general, yes. Medicare can be secondary insurance for a person otherwise entitled to it who continues to work beyond the age of 65 and participates in a health insurance plan offered by or sponsored by the employer. Additionally Medicare can be a secondary payer for disabled people who have their own coverage through their own employer's large group health plan (usually 100 or more employees), or large group health coverage that they have through a family member.
Does an employee with existing group health insurance have to enroll into Medicare at age 65 buy a supplemental plan then drop the group health insurance?
You have a choice to stay in your employer's plan or join Medicare. When you do stop working and lose your group health plan, make sure you enroll in Medicare within 8 months. You could also enroll in Medicare Part A (hospital coverage), and postpone enrolling in Part B (physician coverage) until you are done with your group health plan. Part A does not cost you a monthly premium. You would be over-insured, but the Part A benefit is available to you at age 65, whether you have other coverage or not.
You have Medicare as primary insurance and BCBS as secondary insurance Do you pay the copay on the secondary insurance?
The answer to this question depends on what kind of secondary insurance you have - is it a group health plan? Is it a supplement? If Medicare is primary, there are still deductibles, copays, coinsurance that would need to be satisfied by your secondary insurance. Based on your question, I'm assuming that you have a group health plan with a copayment as your secondary insurance. If so, then yes, you would pay your copayment but it would not exceed the part B deductible.
What companies offer health insurance for seniors?
Private health insurance companies generally avoid the elderly. If an elderly person currently does not have medical insurance, their best bet is to find a job that will grant group insurance regardless of their age, or to apply for Medicare.
How is Indiana's health insurance?
Indiana has several different health insurance options to suit many different needs. There are family and individual, dental, group, student, short-term, and medicare plan options available.
Can medicare be used for secondary insurance if the primary insurance is paid by your employer?
Medicare is primary if your group is under 20 lives. 20 lives or more and medicare is secondary to your employer paid group plan.
Why is medicare the primary provider for those 65 and over?
In 1965, Congress created Medicare under Title XVIII of the Social Security Act to provide health insurance to people age 65 and older. However, for those individuals 65 and over who are still working and covered under an employer sponsored group health plan, the group plan generally pays first *if* the employer has more than 20 employees.
You were one month pregnant before your group health insurance was effective will medicare cover your expenses?
Medicare does not cover maternity. For details on what Medicare does cover, see the link below: http://www.medicare.gov/Publications/Pubs/pdf/10050.pdf
