A business owner's policy would be a good place to start here. This type of policy comes as a package that includes general liability, and some property coverage. Although you… may not need property coverage for a building in this case, this policy would cover still be able to cover some of your business personal property and tools. Make sure you have adequate coverage for "Products & Completed Operations" which will be included. This will protect you in case your completed products fail and cause some sort of liability. If you have employees, Work Comp is often required as well if you are doing work specifically for other entities.
Answer Because insurance laws and costs vary state to state, you should call your agent.
Yes. In addition to Malpractice coverage for the services performed, dentists need to have Products & Completed Operations coverage for the products, medicines and other goods… sold to the general public (such as at-home teeth whitening systems, mouth guards, etc). The only exception would be if your Malpractice coverage will pick up the incidental products exposure for the sale of these products in your practice.
if you pulling a triler on a hyway and it breaks free who is responcable for the damage the tralier may cause.
Not required, unless your finance company requires it. However, it is so cheap to insure it and worth the very small investment...$200-300 a year for peace of mind and someone… not taking away your home if you seriously hurt them. These policies also include Towing and Boat removal which can be very expensive.
under 18 do not need a liscens. this was several years ago.
If you have a loan, probably. No loan would mean no requirement. Common sense though would require it. Adding it to your home insurance or renters insurance would probab…ly cost pennies.
does a private owner of a small boat need to licence a boat under 30ft.
In case your boat gets damaged so you pay less.
Commercial Property, GL, and WC.
Grange insurance is an insurance company and is not specifically required to operate a boat. Boating insurance is however required in many areas. Check with your local laws on… insurance requirements.
In State Laws
You would need a commercial vehicle policy.
There are many types of insurance you will need to own and operate your barbershop. The most important insurance will be liability insurance. Liability insurance will protect …you in the event someone is injured on your property.