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Do you need your own auto insurance in New Jersey when you only have a permit or are you covered under your parent's policy?
Wiki User
∙ 17y ago
Most insurance companies cover a minor with a learners permit under the parents insurance because the minor drives while the parent is present. In the state of CO,CA, and WA. Your covered under your parents. Some states may have different laws, but I doubt it. Please check with your parents insurance company.
Wiki User
∙ 17y ago
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What happens if I get in an accident and only have your permit?
If you are in your parents vehicle and you are on their auto insurance policy, you would be covered.
Does one need to be covered under the parents' insurance when one just got her or his learners permit?
It depends on the insurance companies rules.
Do your parents have to add you to their insurance when you get your permit?
Answer If you don't have your own car and you are going to be driving their car, yes they have to add you to their car insurance or you won't be covered..
Will 21st Century Insurance company insure a driver with only a permit?
It is usually not necessary to insurance a driver who only has a permit. Often, if it is a young person, they are covered under their parents insurance. If it is an adult, then they may insure the driver.
Does a 15 and a half year old with a learners permit need his own insurance policy or is he covered under the parents policy?
He is covered under his parents' policy until he gets his own car and license.
Do you need insurance to get a learners permit?
No, the teeager is covered by the parent or whoever sign for them to get the permit.
Is a learner permit driver covered under his parents insurance if he is driving alone and gets in an accident?
No. He will get a ticket. His parents will have to pay all the expenses related to the accident. The parent's insurance probably won't pay anything unless it is covered under uninsured motorists section. I don't know about that.
If you are driving with only a permit and a licensed driver is in the car next to you but the car is under your parent's insurance policy will an accident be covered by your parents insurance policy?
Yes, unless you are listed as an excluded driver. To be sure in the future have your parents add you to their policy. Provided you are 18 or younger, most companies will not charge you to be on your parents policy with just a permit.
Is a step-son with a drivers license permit covered by your insurance?
Not unless you alerted the insurance company, about him
If you are 18 in CA and you have a driving permit and you're covered by insurance can't you drive alone?
No. A permit is not a license.
Can a 15 year old with a learners permit get car insurance?
Check with your insurance company, but in most states they are covered under the parents' policy at no charge until they get their license. You should tell your insurance company that your child does have a permit to insure proper coverage Try this site where you can get quotes from different companies yourfinance.co.cc
Do you need insurance with just an driver's permit?
Yes, if you have a car, you need insurance. Most companies will allow a permit to be covered for a while, but individual policies vary.
