The payday lender will initiate legal collections processes (under the FDCPA) and make all attempts to collect the debt. If after all collection efforts complete the borrower has not paid, the lender...
Lenders in Texas must operate under CSO (Credit service Organization). Loan amounts on CSO loans can up to 1800 dollars. There is (sadly) no APR cap on the loans, some lenders charge upwards of 1000%...
Providing that you have the correct credit profile (we ARE in a recession) then you can go into practically any bank. You can also surf on-line for more information and money comparison websites...
Yes, if one does not go to the same Payday lender that one did not pay in the past. Payday lending is still a growing (and quite lucrative) business. Accordingly, the industry has not matured enough...