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Georgia does not have state mandated short term disability coverage.

Private short term disability policies will cover your pregnancy and maternity leave - provided you apply for coverage before getting pregnant.

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14y ago
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9y ago

There are 2 ways to look at this question. If you are employee of the State of GA, your benefit plan doubtless includes short term disability insurance.

If you are employed privately, or have your own business, there are many companies that write short term disability insurance. Your starting point would be to go to a licensed life and health insurance agent (as these kinds of agents also deal with disability insurance). The agent must be licensed in GA is the policy is to be issued there and the insurer must be authorized to issue those kinds of policies. If you have any doubt, contact the GA Dept. of Insurance to confirm the licensure of the agent and the authority of the insurer to issue those kinds of policies.

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Q: Does Georgia cover short term disability for pregnancy?
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Related questions

Can you receive short term disability prior to giving birth if your pregnancy is normal?

Most likely not. Short term disability will cover disability due to pregnancy complications, but not for plain vanilla bed rest.


Is being pregnant considered short term disability and entitled to a medical leave of absence?

Being pregnant by itself does not constitute a disability. If you suffer from one or more complications of pregnancy and your doctor orders you to stay home from work, then short term disability will cover that disability. If your occupation has many physical demands, and your healthy pregnancy prevents you from performing your job duties, then short term disability may pay a benefit. Check your policy for specific language.


Can I get short term disability while I'm pregnant?

Yes, you can get short term disability while you are pregnant. It will cover you for accidents and illnesses that cause you to miss work. Your future pregnancies will be covered, however your current pregnancy will be considered a pre-existing condition.


Is a pregnancy related disability compensable on a short term disability claim?

If it is directly related to your disability and that is included in your short term disability policy then yes it would be covered. But if it is just because you dont want to work due to your pregnancy than it will not be covered. Disability is just what it means that you are disabled.


My doctor told me i couldn't work because of difficulties during pregnancy can i get disability compensation?

If you have short term disability insurance, your disability due to pregnancy complications would be covered.


Will short term disability cover gastric bypass surgery?

no


Can you get short term disability while on bed rest for pregnancy in Illinois?

No. Pregnancy is normally covered as any other disability, if the short term policy is taken BEFORE you are pregnant. If you are currently pregnant and get a new short term or long term disability policy, the current pregnancy will be excluded. If you have complications of pregnancy, and get a new policy, the future pregnancies may also be excluded. It's best to get coverage for short term disability and/or long term disability while you're healthy (and young) since the premiums would be much lower, and you'll have the protection for when you'll need it most. If you're already disabled or sick it's too late to get coverage for that specific disability, but you can still cover other injuries or illnesses. Talk to a good agent who can help you through this process.


Can you get ten weeks of disability pay for pregnancy?

The amount of time that you get disability pay depends upon the reason for your disability. The standard benefit period for normal delivery is six weeks for vaginal birth, eight weeks for a c-section delivery. If delivery complications occur, and your doctor indicates that you remain disabled beyond the standard benefit periods, short term disability insurance will cover your extended disability. Many women need to be disabled for bed rest prior to delivery. Short term disability insurance will cover this disability period as well.


Does short term disability cover major depression?

Yes, consult with you employer for FMLA forms and short term disability coverage.


If your company does not offer maternity leave can you collect disability?

Short term disability will cover your maternity leave if you purchased a policy before getting pregnant. Social security disability will not cover maternity leave, nor will most long term disability policies.


Does Minnesota offer short term disability for maternity leave?

Minnesota does not have state mandated short term disability. But private coverage is readily available for pregnancy and maternity leave.


What percentage of your salary do you receive if you are on short term disabilty?

If you are in the state of Texas, most disability, both short term and long term disability will cover 60% of your income tax free.