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Q: Does a certificate of insurance imply insurance at the certificate holder location or does it just imply that the insured has insurance?
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What is the difference between an additional insured and a certificate holder professional liability insurance?

The same as on all insurance policies. An additional insured is someone who is also insured along with you on the policy. A certificate holder is someone that you have an obligation to provide your proof of coverage. The certificate holder will also be notified of all policy changes, lapses, cancellations, expiration's and renewals. If you receive a cancellation notice, policy change, a late payment notice etc., The certificate holder will also receive these notices.


What is the holder of an insurance policy called?

Insured.


What does it mean to be a general liability insurance certificate holder?

If you are named as Certificate Holder on a Certificate of Insurance, the insurance company MAY or (in some instances) HAS TO notify you if the policy cancels prior to the renewal date.


Person who is the holder of an insurance policy?

The person can be called Policy Holder,Insured, Life Assured as the case may be.


What is the amount of money that the policy holder must pay before the insurance company will reimburse an insured loss?

deductible


What is the anwer for the amount payable by an insurance company for a monetary loss to an indiviual insured by that company under each coverage?

holder


What is the difference between a named insured and a deed-holder?

A named insured is someone that has an insurable interest in a property. They don't need to be the deed holder. The deed holder is the person that owns the property. For example if you rent a house from someone. You have a insurable interest in your property that is inside the house. The deed holder has an insurable interest in the house itself and not the contents that are not fixtures. So the insurance company could issue a renters policy to the renter and he would be a named insured and the insurance company could issue a policy to the owner and he would be a named insured. 2 different policies covering different things.


If you drive your mother's car and I'm fully insured can I drive it?

No only those designated by the insurance holder may drive the car.


Who is Insured in case of Reinsurance?

Reinsurance may be purchased by an insurance company for an individual risk, a specific class of risk, or an entire book of business. In any case, the insurance company that purchases the reinsurance is the Insured. The actual policy holder(s) are unaware of the reinsurance arrangement.


Can a named insured be an excluded driver on an automobile liability policy in New Mexico?

A named insured person can be an excluded driver on an automobile liability policy in New Mexico, if the policy holder wishes to remove a driver from the policy. The policy holder will have to notify the insurance company to make the changes.


Can a insured surrender a life insurance policy after the policy holder dies?

T sum assured divided by multiply no for ex... 100000 / 30=3333


What is proof of liability insurance?

A certificate of insurance , with you named as the cewrtificate holder. However, you should always call the agent listed on the sertificate to verify that the coverage and policy is in force.