Does a contractor need to be on the subcontractors policy as additional insured?
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Yes you should be. Not all general liability forms automatically add additional insureds so you need to check with your subcontractors policy. There is a web site that I have found where artisan contractors can get an instant quote for their business 24/7 and purchase with a credit card. The forms that are used by them include the additional insureds automatically.

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First answer by Davidj1965. Last edit by Sdresh. Contributor trust: 181 [recommend contributor]. Question popularity: 1 [recommend question]

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Additional insured for a general contractor?  When you are listed as an Additional Insured are you protected?  When hiring a sub contractor whose policy lists additional insured?  Do you create more liability for your business to have an additional insured?  Is an insured contractor covered for his injuries while working on your house?