Search unanswered questions...
Enter a question here...

Does a drug overdose break a life insurance policy?

[Edit]

Answer

Read the policy. An accidental overdose of prescription drugs is probably covered. If it was an intentional overdose, most policies have an exclusionary period, typically 3 years I believe, during which death by suicide is not covered. There are also exclusions for "participation in illegal activities", so if it was an overdose (accidental or intentional) of "recreational" drugs, maybe not.

Answer

The previous statement is accurate except that the exclusion period (contestable period) is usually 2 years except in Colorado where it is 1.


Improve Answer Discuss the question "Does a drug overdose break a life insurance policy?" Watch Question

First answer by Rfor. Last edit by John Toy. Question popularity: 218 [recommend question]

Also see on Answers.com

Research your answer:

Answers.com > Wiki Answers > Categories > Business and Finance > Insurance > Life Insurance > Does a drug overdose break a life insurance policy?

Our contributors said this page should be displayed for the questions below. (Where do these come from)
If any of these are not a genuine rephrasing of the question, please help out and edit these alternates.
Does life insurance cover drug overdose?  Does life insurance pay if drug overdose?  Can you collect life insurance after overdose?  Does life insurance pay when there is a drug overdose involved?  Does a prescription drug overdose break a life insurance policy?  Will a person collect payment on a life insurance policy due to a drug overdose?