A refiannce loan will not affect your credit rating. Debt consolidation loans will and you will want to stay away from these. When refiancing, be sure that your prior loan was satisfied in full by your new lender to avoid any problems.
By being a co-signer you become a co-debtor. Therefore if the primary borrower defaults it can reflect on your credit report. There isn't much you can do about it, except try writing a dispute...
OK, I cannot agree. I have about $39,000 in student loans and before I was in repayment period my loans showed up on my credit report but showed deferred status with a date. I have now graduated and...
It is hard to tell exactly how the forebearance agreement will affect your credit score without knowing all of the information regarding your credit history.
If you are trying to refinance out of a...
If there's no paper trail then they "don't exist" as far as credit reports are concerned.
Knowing what creditors evaluate is important. Some of the things they look at include:
Your credit/loan...