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Builders can get a public liability insurance from Builders Insurance and Builders Liability Insurance. Both of these organizations will provide builders with online quotes.
Builders liability insurance protects builders from laws suits. If damage happens while the builder is working on a home it protects him should the homeowner decide to sue. It also protects the builder in the event an employee should injure themselves and decide to sue.
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You cannot chisel, saw or hammer with it.
BOQ aims to give builders an estimation of cost to construct a residential building or a commercial building.
It depends if the builder's risk policy is just for property or for property and liability. You can have a builder's risk policy, which includes general liability. If the insured is owner of the building, the general liability exposure is the cost of the project and will classes under subcontractor.
According to USArchitecture.com Merz Construction, Jyland, and Apex Custom Homes are the top three builders. Here is their list: http://www.usarchitecture.com/Residential/Builders.htm
One can go to a local insurance company to get an insurance liability for builders. To find out which place is the nearest, one can look up local addresses and contact information at any one of the following websites: Bldrs, Constructa Quote, Housing Zone and NSM Inc.
The Indian Mound Builders built mounds for elite residential purposes, burials and religious and other ceremonials. The mounds were usually flat-topped pyramids or platform mounds.
The Mound Builders were inhabitants of North America who constructed various styles of earthen mounds for religious and ceremonial, burial, and elite residential purposes. They were very religious people, and they used fire in their burial ceremonies.
Yes, builders typically subcontract their work. You can read more at http://www.allbusiness.com/construction/construction-buildings-residential-building/136361-1.html It is normal practice for builders to subcontract their work out. This is actually called subcontracting and you can find out more info on it by visiting www.wisegeek.com.
home builders must install pipes for plumbing, fiberglass for insulation, ductwork for heating and air conditioning, special flooring for bathrooms and kitchens, and conduits for electrical wiring