Does any dental insurance cover implants?

Answer

An increasing number of dental plans are adding coverage for implants. Press releases from some of the companies announcing the coverage are available on the website of the National Association of Dental Plans at www.nadp.org in the News Section under Member News Releases. That site also has a directory of dental plans that can be searched by state.

Answer

Definitions:

• Implant: A support for a bridge or denture that has been surgically placed into bone
• Bridges: Nonremovable tooth replacements attached to adjoining natural teeth when one or a few teeth are missing.
• Dentures: Removable artificial teeth in a plastic base that rests directly on the gums. A denture may be complete or partial depending on the number of missing natural teeth.

To answer the question we would need more information from you - age, bridge or denture, replacement, etc.

Have you asked your dentist?

Also, if you don't have coverage now, many plans make you wait a year.

You might try a Dental HMO, those generally don't have waiting periods.

Many plans consider it cosmetic surgery and won't cover at all. Check your policy.

Answer

If an insurance company pays for implants is up to the plans sponsor (usually your employer) and there are quite a few that will cover it.

Answer

Discount Dental Plans cover implants. They are not insurance, but the premiums are usually less than $20.00 a month for a household and even less for an individual. When selecting a Plan it's important to compare the amount of discount that you will receive, as well as where the nearest provider is to your home. Many require yearly payments, but some will accept monthly payments via automatic withdrawal from your bank or credit card.

Answer

I am sorry, but there are no insurance companies that will pay for implants. They are considered cosmetic. However, they will pay for a bridge, a front flipper or a partial if there is no "preexisting clause for tooth loss over a certain amount of years". In other words, if the tooth/teeth were missing before your current policy, chances are they won't pay for anything. Good luck!

For the implant procedure, the discount is based on the usual and customary charge based on a national profiling service. The exact discount rate may be found websites by entering the zip code for the participating dentist's office or the general area in which a network dentist may be found.

MEDICAL INSURANCE not dental insurance is often the insurer that pays if there is a lot of bone loss and the treatment is medically necessary. At times, the bone grafting is covered by medical insurance, as well and the insurer might consider one or the other. Ask your dentist's office if they have billed medical insurance for these services.

Some Dental Insurance Providers under the Federal Employee FEDVIP program offer implant benefits - up to 50% of the overall cost of the implant (the implant and abutment). Please check website for eligibility, limitations. http://www.opm.gov/insure/dental/chooseindex.asp

First answer by Steveshorr. Last edit by Wildkats1. Contributor trust: 0 [recommend contributor]. Question popularity: 345 [recommend question]