Does blue cross blu shield cover maternity?

Answer 1

Depends which plan you purchased.

Group plans are mandated to have maternity coverage

AnswerYour state may be different. On an individual plan, BlueCross BlueShield of Florida offers "maternity riders" that cover the maternity. The rider must be in force thirty days prior to conception, and can be canceled after the birth of the baby.

Be careful, their maternity plan only covers 50% of the eligible services. It varies by plan, but as of 2010 in Florida they only had one maternity plan and it only covers 50% after you meet your deductible. BCBS didn't disclose this nor did they send me a description of the plan or made it available online. I learned of the 50% only after I got pregnant and could do nothing about it.