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Not necessarily. Full coverage does not describe who is covered, but what is covered. In fact, full coverage is not an industry standard term. Most people that use that term, mean that they are carrying comprehensive and collision coverage. Those are the coverages that repair your vehicle after an accident.
Every insurer is different in terms of who must be listed on your policy to be covered. Please check with you agent to be certain how your policy works.
Source: Insurance Agent 8 years.
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∙ 13y ago
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Will your full coverage auto insurance cover if an unlicensed driver got into an accident with your car but was not at fault?
Yes
Does homeowners cover an unlicensed motorcycle?
Homeowners Insurance does not provide coverage for motor vehicles.
Does insurance cover the vehicle if the driver does not have a valid license?
It all depends on the policy. If the unlicensed driver is a named insured and the policy is active then they will be covered. If the unlicensed driver is excluded from coverage then naturally there is no coverage for them. If the unlicensed driver is not a named insured and also not excluded, Then technically they still are not a covered driver, although, coverege may still apply under the owners auto policy depending on the circumstances of any accident and the owners liability under permissive use rules if the vehicle owner allowed an unlicensed driver to operate the vehicle.
If an unlicensed driver was involved in an accident in one of the vehicles on your auto insurance policy Will your insurance cover the charges?
Maybe. Did the unlicensed driver have your permission to be operating the car when the accident occurred? If so, maybe not.
Mother let her unlicensed daughter drive daughter caused a wreck does insurance have to cover?
They may not if there is a clause in the insurance agreement that the insurance will not be paid out in the event that an unlicensed driver is in control
What if your fully insured car was wrecked by an unlicensed driver Will your insurance cover your loss?
yes it will
Will insurance cover your damages from an accident if an unlicensed uninsured driver was in an accident on private property?
It is highly unlikely.
Does insurance cover an accident if the driver has a learners permit when there is not a 21-year-old person with a valid drivers license in the car?
Most likely yes. I know of cases that a completely unlicensed driver causing an accident and the insurance still applied. Most insurance policies don't have a requirement that a person be licensed in order for coverage to apply.
Will insurance cover my car damage if I loaned my car to an unlicensed and uninsured driver?
My insurance canceled uninsured person hits someone in rear what happens to me
Will insurance cover your car repair if you were the one who hit the uninsured person and you have coverage?
if you have full coverage insurance, yes it will cover you and other driver, depending on the limit of your collison coverage you have. if damage exceeds your coverage, then you have pay out of your own pocket to cover other driver's medical expense and damage. asian623 http://www.myspace.com/scionturboracing
Will full coverage cover a car driven and wrecked with total loss hitting a pole by an under age non licensed driver?
The insurance company will probably deny coverage if you allow an unlicensed person to drive your vehicle who you have not had added to your policy. This is called material misrepresentation on your part.
What if an unlicensed driver got into a car crash borrowing your car without permission?
Your insurance will likely cover the liability costs less deductibles. You may be forced to file charges for vehicle theft against the unlicensed driver and your insurance company may also sue him.
