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The best answer to this is to read your policy. I would imagine that some policies would and others wouldn't. It will also depend on what happened and to whom.

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18y ago
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Q: Does hazard insurance in AZ cover swimming pool accidents for rental property?
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What does hazard insurance cover?

Hazard insurance is specific to a certain type of problem that can happen to your property. This can be anything from flood insurance to vandalism insurance.


What is the purpose of home insurance?

Homeowners Property Insurance is "Hazard Insurance" that protects the property owner from loss or damage due to the stated covered hazardous perils.


How much hazard insurance policy to cover for 300000 house?

You already answered your own question. If the house is worth 300K, then you buy hazard insurance on the home for 300k. It would be unlawfull (insurance Fraud) to over-insure your property.


Does a post office home insurance cover repairing a toilet that isn't working if you have 2 toilets in the property?

your Property insurance is Hazard coverage. It does not provide coverage for normal expected maintenance and repairs incidental to property ownership.


Your renter started a fire and has renters insurance how much will it cover?

most renters policies only cover the personal property of the renter. The property owner typically carries insurance for the Hazard of Fire.


Does homeowners insurance cover murder?

No. Homeowners insurance is "Property" coverage. Murder is a criminal offense and is not a covered peril under a home's property hazard insurance policy. Homeowners insurance does not provide liability coverage for criminal acts nor is it a replacement for a life or death insurance policy.


What does home owners single interest insurance cover?

Single interests insurance is hazard coverage obtained by the lender to cover it's interest in the described property.


Is hazard insurance covered under most master or blanket home owners association insurance policies?

Since every owners association is different: every condominium or homeowners property is different from any other, the master insurance policy coverage is tailored to each individual property.As well, it depends on what kind of 'hazard' to be insured: a natural disaster? an attractive nuisance (swimming pool), and so forth.Your master policy broker can answer your specific question.


How does direct line home insurance work?

Home insurance, also commonly called hazard insurance or homeowner's insurance (often abbreviated in the real estate industry as HOI), is the type of property insurance that covers private homes.


What is the difference between home owners insurance and hazard insurance?

Homeowners insurance is often referred to as Hazard Insurance. They are the same thing.


What does hazard insurance mean in a mortgage?

It's referencing your House insurance. Homeowners insurance is also known as a Home Hazard Insurance Policy.


Will homeowners insurance pay for removal of a tree that could be threat to property?

Homeowners Maintenance ResponsibilitiesActually, If you know the tree is a Hazard, You should have it removed. This is a maintenance issue, Not an insurance issue.The best way to "lose" your homeowners insurance policy is to use it as a home and property maintenance plan.