No. That's what your major medical insurance policy is for.
barring any policy exclusions (intentional acts, etc)- yes, it would. So long as you have a traditional type policy that includes personal liability and medical payments.
No. Your homeowners will only cover personal injury if it occurs on the property listed on the policy.
"Homeowners' insurance often covers personal injury settlements if someone trips on your stairs. Because the amount vary, you should check your policy to see how much coverage you have."
It depends on the terms of the policy, but it's really unlikely that an insurance policy would cover illegal activity.
No. Homeowners insurance is "Property Insurance" it does not provide coverage for personal injury to the insured. You should look to your medical insurance for coverage applicable to bodily injury and your life insurance policy for compensation for loss of life.
It depends on your specific policy. In order to find out if your policy covers an injury caused by a guest, please contact the company that your policy is with.
If you scheduled your personal property on your Homeowners Insurance Policy then it will cover. If you failed to schedule your personal property then it will not be covered.
A personal liability, or umbrella, policy pays liability limits above those you can get on your homeowners or other basic liability policy. If you are thinking of buying a personal liability policy, begin by finding out the maximum amount of personal liability your homeowners policy provides. Make sure you coordinate the liability limits so that the umbrella policy covers any liability claim in excess of the amount your basic policy will pay, up to the maximum limits of the policy.
Personal Injury ProtectionNo, Personal Injury covers bodily injuries. It would not invoke over a property line dispute.AnswerA confusing question. Homeowners insurance will protect in a general sense for any negligence against an 'insured'. The action brought would need to meet certain criteria under the homeowners policy to trigger coverage - namely an "occurrence" causing bodily injury or property damages - property line dispute is fairly vague - if a fence building on incorrect spot for example - homeowners would coverage damage caused by improper placement of fence (landscaping repairs, etc)
Personal Injury in a malpractice policy protects the policy holder if a client claims the professional (Dr. lawyer, accountant etc.) actions caused personal injury.
In a homeowners policy it would be unlisted personal property UPP
Your lawnmower is typically covered under your personal property portion of your homeowners policy, less your deductible on your policy.
No.