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Does homeowners insurance cover damage to a private road leading to the house or removal of trees felled by a hurricane? |
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Answer
There is no coverage for trees due to wind...either for their value or to cut & haul them off, UNLESS they land on covered property such as your house, fence, detached garage, or any other covered structure on the insured premises. Then, there is normally a limited $$ amount to pick the tree up off the covered property (in order to repair the covered property), cut & haul it off. A paved driveway is usually considered a "structure"....if a tree falls on it & cracks it, there may be coverage.
First answer by J M. Last edit by J M. Question popularity: 160 [recommend question]
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