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Does homeowners insurance cover dry wells?

Updated: 9/17/2023
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12y ago

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The short answer is no - unless the well has run dry due to accidental damage of some sort.

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12y ago
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Q: Does homeowners insurance cover dry wells?
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Related questions

Does homeowners insurance cover re-drilling water wells that become dry?

No, Homeowners insurance is "Hazard Insurance" for losses to your home from the specified covered perils detailed in your policy. Covered perils are typically losses resulting from Fire, Lightning, Wind and Hail. Home insurance does not cover normal and expected maintenance or repair expenses that are considered incidental to home ownership. It's no different than a clogged drain for example, If it's not the result of a covered peril then it is not covered. Normal Maintenance, Repairs or Home Updates are not hazard losses.


Is wells covered?

does it cover well going dry


Can you change homeowners insurance companies if you have a claim with the old company for hidden dry rot?

You can change insurance companies at any time you want to. Dry rot is not covered under any homeowners insurance policy and will not be covered by any other company that you change to. When the company finds that you are filing claims for such items and are mad because it wasn't covered the new application may be rejected as well by the new company. Dry rot is a maintenance issue and not the result of a covered cause under home insurance. To be covered by home insurance it must be the result of a covered cause which generally means it must be sudden and accidental.


Why do wells dug to get groundwater often dry up after sometime?

This is due to evaporation. Wells get dry.


Your well went dry Shouldn't your homeowners insurance pay to get it running?

Very doubtful, the homeowners policy isn't a maintence policy, all losses must be sudden and accidental and a 'named' peril must have caused the loss. Additionally, this issue would probably be determined to be an "Act of God," thus placing the loss outside of insurance coverage.


Will medical insurance cover teeth that have to be extracted and filled due to dry mouth?

No. But if any dental surgery is necessiated due to accident, the same will be covered under medical insurance purview.


Can a drought cause wells to dry up if the level of the water falls?

Yes, a drought can cause wells to dry up if the level of the water table falls.


Why are wells drying up now a days?

wells might go dry because the water table sometimes drops during very dry seasons.


Can a drought cause wells to dry up if the level of water table falls?

Yes, a drought can cause wells to dry up if the level of the water table falls.


How can people stop problems in dry regions?

build wells


Why do people dig wells or lay pipes that take water to dry places?

It's so that the people living in those dry places have access to water.


Cold dry climate with snow and ice cover?

Cold,dry climate with snow and ice cover