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Most likely yes. I know of cases that a completely unlicensed driver causing an accident and the insurance still applied. Most insurance policies don't have a requirement that a person be licensed in order for coverage to apply.

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Q: Does insurance cover an accident if the driver has a learners permit when there is not a 21-year-old person with a valid drivers license in the car?
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Related questions

I have my learners permit - does insurance increase when I get my driver's license in NY?

Your Insurance Rates will almost always "decrease" when you obtain your permanent Drivers License, barring any accident or tickets having accumulated while you had the learners permit.


How do you get auto insurance for accident prone drivers?

You get auto insurance for accident prone drivers the same way as normal drivers. You will need to provide relevant car details and your driving history information and then receive insurance policy quotes. Insurance premiums for accident prone drivers are generally much higher.


Will auto insurance cover you in an accident if you do not have a drivers license?

True


Can you get auto insurance with a learners permit in Texas?

It is best to wait til you have your drivers license, I would check with your agent but you should be covered with the learners permit.


Do you need auto insurance when you have a learners permit?

Yes you do If you have a learners permit, you should always be accompanied by an adult that has a valid drivers license , And yes the car most be insured.


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Not if it is deemed to be 100% the other drivers fault and they have insurance.


Car Insurance Accident Prone Driver?

There are many programs out there suited for accident prone drivers. Try progressive.


Can no fault ins be purchased with a learners permit?

No. In any US state insurance companies are only allowed to sell auto insurances of any kind to licensed drivers. The reasoning for this is because in the event that the person with the learners permit fails their road test(s), then the insurance companies are not held liable in the event of an accident. That is why there is a manidtory requirement that the person with the learner's permit drive with a licensed experienced driver in the car at ALL times, so in the event there is an accident, the insurance company will cover it under the licensed driver's policy.


Are drunk drivers covered under their auto insurance policy in an accident?

Yes.


Does your learner driver need to be added on your car insurance?

Yes, children with a learners license should always be reported to your insurance company. Most companies will not charge an additional premium for drivers with a learners permit but they must be added as a driver.


What insurance companies are the cheapest for drivers with learners permits in Florida?

Try this site where you can compare quotes from different companies yourfinance.co.cc


Do you need to be added to your parents auto insurance policy when you have a learners permit?

Have your parents contact your insurance agent as soon as you receive your learners permit. Most companies require that you be added to policy as a driver. Most companies don't charge an extra premium for drivers with learners permits but do want them listed.