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Here is advice: * Not only does it not make sense, you can't! It may, however, make very good sense, depending on your own personal situation, to buy Long Term Care insurance. * If it were available to a person age 72 which I doubt, it would not make sense to purchase it.

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Q: Does it make sense to purchase disability insurance at age 72?
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Is there a insurance company that will insure a 86 year old male with life insurance?

american continental..through Aetna. ANOTHER VIEW: This company may offer such insurance, but there are many other factors. Life insurance, like other kinds of insurance, is underwritten according to risk factors relevant to the type of insurance. That is, the insurer has guidelines by which it determines whether or not it is willing to issue the policy, at what price (premium) and under what terms. In the case of life insurance, much of the determination depends upon the health of the insured and how much insurance is sought. It is critical that you deal only with an authorized insurer (one that is licensed to issue policies in the State in which you live), as there a great many scams. Also, with respect to the amount of insurance sought, be sure to carefully examine what you have to protect. That is, are you trying to provide for a surviving spouse or dependent children? Is the house paid off? Depending upon the answers to those questions it may or may not make sense to pay insurance premiums. At the age of 86, limited funds might be put to better use than paying life insurance premiums.


How much can you earn at age 63 and col?

I want to try to make extra money and I am on social security disability and I am 63 . How much am I allowed to earn and not lose my benefits?


Can an 80 year old get long term care insurance?

If he can, the premium will be so high it would not make sense. Some insurance companies will also turn down coverage to people of a certain age.ANSWER:Generally, long term care insurance companies do not necessarily sell policy to people who are 84 years and older, so an 80 year old may still buy ltci, however, the premiums will be very expensive you might as well self insure. In addition, by the time a person reach the age of 80, he/she may have developed some conditions that may disqualify him/her to buy long term care insurance, he/she have a high chance of being declined.


How does age affect the sense of smell?

when age increase sense of smell also goes awayAnswer siv this is a test to show you can change what people say on the internet so make sure you cheak many websites before using information~tester


Does long term care insurance pay for assisted living care?

Long term care insurance offers a wide range and variety of services. Depending on the policy you choose, your long term care insurance may pay not only for assisted living but home care, facility care, respite care and other settings. It is important to speak with an agent and review your policy thoroughly so you can make sure that the setting you prefer, be it home based or facility based, is covered.

Related questions

Does it make financial sense to purchase medical insurance for my dog?

It does not make financial sense to purchase medical insurance for your dog. You will rarely need to use the coverage and end up paying more in the long run. To learn more about dog insurance visit www.petinsurance.com/.


Do you pay taxes on state disability?

No because disability payments come from taxes, so it would not make sense. Disability payments do not come from the state they are federal.


If receiving long term disability can the insurance co make you take another job?

Technically the insurance can and often will make you take another job if your Disability contract has an "Any-Occupation" Definition of total disability. This definition says that benefits will only be paid if you are unable to do any occupation for which you can be expected to perform based on your experience, education and prior earnings.This is the primary reason why "Own-Occupation" Disability insurance is so important.


How To Lower Your Disability Insurance Quotes?

To lower your disability insurance quotes, you can consider increasing the waiting period before benefits kick in, opting for a shorter benefit period, choosing a lower coverage amount, improving your overall health and lifestyle, and comparing quotes from multiple insurance providers to find the best rate.


Does pot smoking affect disability insurance?

Yes. Just answer the question honestly, there's probably a separate form to fill out and then the Insurance Company will make a decision.


Why do insurance company want a 16 year old to get insurance when the car is insured already?

That doesn't make sense. You may have misunderstood. The 16 year old driver would have to be listed on the policy as a driver. Most companies will not even allow a 16 year old to purchase insurance in their name because they are not a legal adult and an insurance application and policy make up a legal contract.


What is Key employee participation in group insurance plan?

This question does not make sense. Are you asking about "key man insurance?"


Where can one purchase commerce insurance in Maine?

You can purchase commerce insurance in Maine from the MAPFRE Commerce Insurance website. Once on the website, you can get a quote, manage your existing policy and make payments online.


Does travel insurance make sense?

It make sense because it will give you a peace of mind when you go travelling. It just cost a fraction compare when something happens durring your holiday. Everybody pay insurance for his car and travel insurance fall in the same category.


Does Geico provide disability insurance rates?

You can check out there site at Geico and talk to there representative. It is a car insurance so I do not think they do provide that. Check just to make sure.


What shall you purchase for Christmas I am a gamer with an Xbox360?

This question does not make sense.


How much do you get monthly income on social security disability income?

How much money can I earn monthly while on Social Security disability Insurance