Associations are private democracies that operate under a set of governing documents. Usually these documents are patterened after, and often dictated by the state association law. Every owner agrees to abide by these covenants when s/he purchases a living 'unit'.
Enforcement of covenants is the responsibility of the board of directors. If the board fails to enforce the covenants, owners are advised to document the violation, document the section of the covenants being violated and send that letter to the board. Request that the board address the violation in an open board meeting, and request that the board vote to either enforce the covenants or not enforce the covenants. Then require that their vote be documented in the minutes.
As necessary, you may also request time during the board meeting to present your position. Request that your comments, too, be included in the minutes.
Once board members recognize that not enforcing covenants is in violation of their own 'law', often board members begin enforcing them.
Finally, if the violations encroach on the rights of other owners that are protected by the covenants, and the board fails or refuses to act, and other owners file lawsuits against the violators -- and the board, the board can be held liable for not enforcing the covenants.
If the title 'Homeowners Association' refers to an actual association, then yes. It is the name of a registered association, and is therefore a proper noun. All proper nouns should be capitalised.However, if it is used as a general term, e.g. "Are you part of any homeowners association?" then it does not require capitals.
yes
The term 'trustee' may be representative of the leadership required for the association. The association represents all owners who own real estate in common. Often associations are multi-million dollar ventures and require leadership.
Depends on the covenants, the by-laws and probably individual state laws. Ours had to have a quorum (51%) come out to vote. We hardly ever were able to get enough people to conduct a vote. Some laws require 60% or 67% for major issues
The federal government has placed numerous programs to help stem off at risk homeowners. These programs have had mixed success.
You can get instant homeowners insurance quotes online from websites such as Nationwide, Progressive, and GEICO. They just require basic information about you and your home in order to calculate a quote.
No, your homeowners insurance does not cover tenants nor any of their property or liabilities. actually, the presence of tenants without the presence of an owner can void all coverage and nullify the homeowners insurance policy. If the occupancy status of your home changes, contact your agent. Leased homes require landlords insurance. Vacant homes require a vacant property policy.
Only a lien holder can require a borrower to carry insurance.
Nope, a homeowners policy does not cover the home owner.
southern states created loopholes to prevent african americans from voting
Additional damage can occur unless the house is undeniably completely lost.
Some states require that associations be corporations, others do not. The corporate structure provides guidelines for operation of the association's business, and may prove useful. This is especially true when the HOA's assets are in the millions and directors are untrained volunteers otherwise ill-equipped to preserve, protect and maintain millions of dollars worth of assets owned by all owners in common.