No, it does not.
no
If your renters policy covers Sewer Backup then it will cover damage to personal property.
Any type of clothing attracts moths to prevent this put some cedar wood or moth balls in your draws. :)
No, Renters insurance is coverage specific to household property or contents owned by the named insured. It does not cover the property of others and it does not cover automobiles. Neither Renters insurance nor Homeowners insurance will cover damage to an automobile. That's what auto Insurance is for.
No. That's what renters insurance is for.
most renters policies only cover the personal property of the renter. The property owner typically carries insurance for the Hazard of Fire.
No. "Renters Insurance" is property coverge for a tenant. It will cover the property of the named insured Tenant or Renter that is located within the rented dwelling. It will not cover property of someone who is not a named insured on the policy.
it will tell in the policy
No, just your stuff is covered
It does if you paid extra for coverage.
Renters insurance really does cover a lot. It covers natural accidents, burglary, theft, fire, vandalism, and smoke damage. It also will pay your rent for a few months if you get hurt in the apartment.