Answers.com > Wiki Answers > Categories > Business & Finance > Insurance > Does renter's insurance include liability insurance?

Does renter's insurance include liability insurance?

Answer:

Yes. This is why most apartments or landlords require it. This is something that a lot of people overlook when renting. If someone is injured on your promises you are liable.

Most comprehensive tenant's policies include $1 million in personal liability, which is pretty standard. Liability coverage could also cover you when you are liable for damages off your premises. For example, if you served alcohol to your house guests and let them drive home impaired and they cause an accident that injured 4 people, you may also be held liable and your personal liability coverage would provide protection.

Contributor:

BCBroker

First answer by Cantrell Ins. Last edit by Cantrell Ins. Contributor trust: 0 [recommend contributor ]. Question popularity: 1 [recommend question].

[report abuse]

Sources and related links: [Edit]

renter's insurance

Can you answer these Insurance questions?

	When you are purchasing insurance are you transferring the risk of loss?	Answer it!
	Can you register a car you don't own?	Answer it!
	Who plays Tyler from the progressive commercial where Flo's license is shown?	Answer it!
	How much does a new york life insurance agent make?	Answer it!
	What is schedule A for life insurance?	Answer it!

Relevant answers:

What is contract liability insurance and indemnity insurance?
In many cases when you enter into a contract, whether it is a contract for work, a lease agreement or any other type of contract, there will be clauses covering insurance and indemnification, which...
Is comprehensive insurance covered with liability insurance?
No, it's a separate coverage that you may purchase.
Does Budget Insurance offer renter's insurance?
Yes, Budget Insurance offers renters insurance. It is wise to consider getting renters insurance, since you never know when a disaster or problem may occur. It is reasonably priced and a big relief...
Does health insurance include dental insurance?
No, medical insurance and dental insurance are two different products. In fact, employers often go through different insurance companies for each in an effort to find the right price. Your medical...
What is liability insurance?
Definitions of LIABILITY INSURANCE on the Web: Insurance for what the policyholder is legally obligated to pay because of bodily injury or property damage caused to another...